- Move all bank accounts such as savings, checking, CD's, etc. OUT OF BIG BANKS and into community banks and credit unions. Take your business completely away from the "too-big-too-fail" globalist, corporate elite that are ROBBING YOU and destroying this nation. If you are worried about smaller bank failures, diversify into several community banks and/or credit unions. They are members of YOUR community who are contributing to it, they will get to know you, and you'll be building relationships and doing business with REAL PEOPLE.
- Cut up those credit cards! If you must use them, do so only for convenience like shopping online or making reservations. PAY OFF THE FULL BALANCE every month!
- Downsize your life and live more simply. Slow down being a "consumer". For too long we Americans have bought into this notion that houses, cars, plasma TVs, cruises and granite countertops are a measure of how successful and happy we are. Live within modest means, don't buy anything you don't really need. Spend more casual time with your kids, family & friends. Develop spiritual joys instead of material ones.
- Refuse to pay if there's no fair play! If you are a debtor and are a victim of "extortion" like interest rate jack-ups, excessive charges, etc. DON'T PUT UP WITH IT FOR ONE MINUTE. Call them and say,
"I've joined Ann Minch's Debtor Revolt, and if you don't reduce my rate/charges I WILL NOT PAY YOU ONE MORE CENT UNDER ANY CIRCUMSTANCES!"
The FOUR-POINT PLAN
HERE'S THE VIDEO THAT STARTED IT ALL!
This video, which was put up on YouTube on 9/8/09, went viral overnight! Within a week it was on just about every financial blog there is, was featured on The Huffington Post, The Market Ticker, Fox News, Fox Business, CNBC, MSNBC, Bill O'Reilly, numerous radio shows (including Tea Party Patriots out of Florida) and newspapers. Ann has been interviewed on television programs "Fox & Friends", "Shepard Smith", "The Suze Orman Show" and "Inside Edition." The videos obviously non-professional production and little faux-pas here and there added appeal for everyday Americans to relate to.